Chamber Happenings!

News

” Committed to Business ”

Chamber News

SCAM Email

Please be advised that there is an email going to our members stating it is from our Chair Jennifer Stephenson about donating to a Veterans Organization. This email is not from Jennifer.

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Lumberton Chamber Golf Classic

Thursday, May 25th Pine Crest Golf Club

Call Cindy or Judy 739-4750 for more information!

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Robesonian/Chamber NEEDS you!!

The Robesonian needs advertisers for our Chamber

newsletter at $115.00 a month. The newsletter is inserted in Robesonian, Robesonian online, Chamber website and on fb.

____________________________________________

Check out our website lumbertonchamber.com,

Lumberton Area Chamber of Commerce

FB page and the FB page Trending in Robeson.

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Community News

Alive After 5

Thursday, May 18th 7 pm – 9:30 pm

Historic Downtown Lumberton

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Shaggin’ Under the Pines

Friday, May 19th 5:30 -7:30

Wesley Pines Retirement Community

1000 Wesley Pines Road

Lumberton, NC

Music by Kendrix Singletary and the

Premier South Band

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Entertainment

Carolina Civic Center Historic Theatre www.carolinaciviccenter.com or call 910-738-4339

Givens Performing Arts Center www.uncp.edu/gpac

or call 910-521-6361

Southeastern NC Ag Center-Home /Facebook

NCDA&CS Markets Division-Southeastern NC Ag Center-Events Calendar (ncagr.gov) or call 910-348-6140

NC Cooperative Extension Classes and Events- robeson.ces.ncsu.edu

Cindy S. Kern

Lumberton Area Chamber of Commerce

Lumbertonchamber.com

910-739-4750

Chamber Happenings!

News

” Committed to Business “

Chamber News

***Ribbon Cutting***

Thursday, May 11th @ 5 pm

Your Pie

5130 Fayetteville Road, Lumberton

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Lumberton Chamber Golf Classic

Thursday, May 25th Pine Crest Golf Club

Call Cindy or Judy 739-4750 for more information!

_______________________________________________________________

Robesonian/Chamber NEEDS you!!

The Robesonian needs advertisers for our Chamber

newsletter at $115.00 a month. The newsletter is inserted in Robesonian, Robesonian online, Chamber website and on fb.

____________________________________________

Check out our website lumbertonchamber.com,

Lumberton Area Chamber of Commerce

FB page and the FB page Trending in Robeson.

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Community Events

Swing Health Southeastern

Swing For Good Health

32nd Annual Golf Tournament

Thursday, May 4th, 2023 – 1:00 p.m. Pine Crest Golf Club

For more information call 910-671-5583

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The Robeson County History Museum presents

“Spring Into History”

Free Concert in the Museum Garden

with The Turkey Bowl Band of Brothers

Sunday, May 7th, 2023 2 pm – 4 pm

Seating available. Bring lawn chair if you prefer.

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Lumber River United Way Annual Day of Giving

Friday, May 12th 2023

For project list go to lumberriveruworg/day-caring

Sponsored by Lumberton Chevrolet Buick GMC Hummer

For more information call 910-739-4249

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Entertainment

Carolina Civic Center Historic Theatre www.carolinaciviccenter.com or call 910-738-4339

Givens Performing Arts Center www.uncp.edu/gpac

or call 910-521-6361

Southeastern NC Ag Center-Home /Facebook

NCDA&CS Markets Division-Southeastern NC Ag Center-Events Calendar (ncagr.gov) or call 910-348-6140

NC Cooperative Extension Classes and Events- robeson.ces.ncsu.edu

Cindy S. Kern

Lumberton Area Chamber of Commerce

Lumbertonchamber.com

910-739-4750

Ribbon Cutting!

News

On Tuesday, April 25th, the Lumberton Chamber of Commerce, City and County officials, as well as a host of community members, gathered to celebrate the ribbon-cutting ceremony at The 402 Venue located at 402 N. Pine St. This completely renovated event space is the perfect spot for any occasion, including weddings, baby and bridal showers, birthday parties, company events and so much more. Help us congratulate Shon and Monica Pevia on this exciting new venture. For more information or to schedule a tour or book The 402 Venue for your event, please visit The402venue.com, Facebook or contact 910.360.5310.

The Salad Bar

News

The ribbon was cut today at The Salad Bar located at 2922 N. Elm Street at Biggs Park Mall.  The business is owned by Lakisha Locklear and Bridgette Hardin Locklear.  The restaurant offers a variety of salads with 50 plus toppings and fruit, prepared soups, baked potatoes, baked sweet potatoes and wraps.  They also have a build your own parfait bar.  The restaurant is in a great location with ample parking.  Lakisha and Bridgette have upfitted the new space and offer indoor and outdoor seating.  Restaurant hours are 11 am until 6 pm Monday – Friday

Pictured is Lakisha and Bridgette cutting the ribbon along with City and County officials and family members.

Regional Homes is open

News

The Lumberton Area Chamber of Commerce hosted a ribbon cutting for Regional
Homes of Lumberton.  The business is located at 3400 East Elizabethtown Road
in Lumberton.  Regional Homes has a great selection of gorgeous homes to
choose from and Billy Ray Locklear, General Manager would love for you to
visit them and see the vast selection.  Regional Homes hours are Monday -
Friday  9 am -6 pm and Saturdays 10 am - 4 pm.
Give them a call at 910-827-8274.
Pictured cutting the ribbon are Billy Ray Locklear, General Manager, Tyler
Wright , Vice President for Regional Homes, and Fran Locklear.  Also
pictured is Chamber Chair- Elect Debbie Branyon, City Officials and Staff.

News

“Chris Guy is proud to introduce his business OCDetailing; Lumberton’s first Auto Spa and One-Stop Shop for professional car care and protection. Their services include, but are not limited to auto detailing, ceramic coatings, window tint, and paint protection film. They are also distributors of premium detailing supplies for professionals and enthusiasts. OCDetailing has served Robeson County since 2015, and has decided to plant roots in Lumberton. They recently celebrated their grand opening with a Lumberton Chamber of Commerce ribbon cutting ceremony, and are excited to be providing the community with professional car care and car protection solutions. OCDetailing is located at 2725 East 5th Street, and is open Mon-Fri 8:30 am-5:00 pm. Give them a call today at 910-816-0352 for all of your car care needs!”

Pictured L to r :   Councilman Leroy Rising, Councilman John Carroll, Austin Cummings, Savannah and Chris Guy, Jennifer Stephenson, Chamber Chair, Councilman Eric Chavis, Mayor Bruce Davis and Councilwoman Karen Higley.

Chamber Happenings!

News

Chamber News

***Ribbon Cutting***

Wednesday, April 12th @ 10:00 am

The Salad Bar

2922 N. Elm Street, Lumberton

Biggs Park Mall

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Lumberton Chamber Golf Classic

Thursday, May 25th Pine Crest Golf Club

Call Cindy or Judy 739-4750 for more information!

_______________________________________________________________

Robesonian/Chamber NEEDS you!!

The Robesonian needs advertisers for our Chamber

newsletter at $115.00 a month. The newsletter is inserted in Robesonian, Robesonian online, Chamber website and on fb.

____________________________________________

Check out our website lumbertonchamber.com,

Lumberton Area Chamber of Commerce

FB page and the FB page Trending in Robeson.

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Community Events

Arts On Elm

Arts & Crafts Festival

Saturday April 22nd, 2023 10 am – 3 pm

Food Trucks, Kids Activities, Arts & Crafts and Live Music

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The Robeson County History Museum presents “Spring Into History”

Free Concert in the Museum Garden

with John Hodges and The Turkey Bowl Brothers

Sunday, May 7th, 2023 2 pm – 4 pm

Seating available. Bring lawn chair if you prefer.

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Lumber River United Way Annual Day of Giving

Friday, May 12th 2023

For project list go to lumberriveruworg/day-caring

Sponsored by Lumberton Chevrolet Buick GMC Hummer

For more information call 910-739-4249

__________________________________________

Entertainment

Carolina Civic Center Historic Theatre www.carolinaciviccenter.com or call 910-738-4339

Givens Performing Arts Center www.uncp.edu/gpac

or call 910-521-6361

Southeastern NC Ag Center-Home /Facebook

NCDA&CS Markets Division-Southeastern NC Ag Center-Events Calendar (ncagr.gov) or call 910-348-6140

NC Cooperative Extension Classes and Events- robeson.ces.ncsu.edu

Cindy S. Kern

Lumberton Area Chamber of Commerce

Lumbertonchamber.com

910-739-4750

Chamber Happenings!

News

Chamber Happenings!

News

Chamber News

St. Patty’s Day Mixer

Thursday, March 16th 5 pm to 7 pm

First Bank

Come out for great food and beverages!

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Lumberton Chamber Golf Classic

Thursday, May 25th

Pine Crest Golf Club

Call Cindy or Judy 739-4750 for more information!

__________________________________________________________

Robesonian/Chamber NEEDS you!!

The Robesonian needs advertisers for our Chamber

newsletter at $115.00 a month. The newsletter is inserted in Robesonian, Robesonian online, Chamber website and on fb.

____________________________________________

Check out our website lumbertonchamber.com,

Lumberton Area Chamber of Commerce

FB page and the FB page Trending in Robeson.

______________________________________________________________

Community Events

Downtown Clean Sweep

Saturday, March 18th at 9:00 am- Meet at Adelio’s

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Carolina Civic Center Historic Theater

will host its Ninth Annual

My Time to Shine Talent Competition

Saturday, March 18th at 7 pm

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The Robeson County History Museum presents

“Spring Into History”

Free Concert in the Museum Garden

with John Hodges and The Turkey Bowl Brothers

Sunday, March 26th, 2023 2 – 4 pm

Seating available. Bring lawn chair if you prefer.

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Robeson County Humane Society

20th Annual John P. Williamson

Memorial Golf Tournament

Saturday, March 25, 2023

Pine Crest Country Club

Call Donnie Douglas 910-374-9317

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Entertainment

Carolina Civic Center Historic Theatre www.carolinaciviccenter.com

or call 910-738-4339

Givens Performing Arts Center www.uncp.edu/gpac

or call 910-521-6361

Southeastern NC Ag Center-Home /Facebook

NCDA&CS Markets Division-Southeastern NC Ag Center-Events Calendar (ncagr.gov) or call 910-348-6140

NC Cooperative Extension Classes and Events- robeson.ces.ncsu.edu

Cindy S. Kern

Lumberton Area Chamber of Commerce

Lumbertonchamber.com

910-739-4750

Fayetteville MOTB

News

Ribbon Cuttings!

News

We happily cut several ribbons recently!

 The Health & Wellness Center of Lumberton held a ribbon cutting recently sponsored by The Lumberton Area Chamber of Commerce.  The business  is owned and operated by Ann Marie Hunt, DNP, FNP-C.  The office offers Primary Care, Preventive Medicine, Physicals, Medicare Wellness Exam, Weight Loss Management and Hormone Therapy.  The Health & Wellness Center is located at 581 Farrington Street in Lumberton and can be reached at 910-593-6267.  The office hours are Monday, Wednesday and Thursday 8 am to 5 pm Tuesday 8 am to 7 pm and Friday 8 am to 12 pm.

Pictured is Ann Marie Hunt cutting the ribbon along with her Mother, Susan Schoolfield and husband Mitchell Hunt, staff, Chamber Chair- Elect Debbie Branyon, Mayor Bruce Davis and City Councilman Leroy Rising.

Open Hearts Healthcare , LLC is open

Open Hearts Healthcare, LLC  celebrated with a ribbon cutting ceremony sponsored by The Lumberton Area Chamber of Commerce.  Andrea Graham was joined by members of her staff, Chamber ambassadors and Board members as well as City officials as she cut the ribbon.  Open Hearts offers in-home care for patients with special needs and the elderly.  Graham has over 15 years of experience in the health care field. 

The office is located 2006 N. Pine Street in Lumberton and can be reached at 910-370-0274.  Their office hours are Monday-Friday 8 am to 5 pm.

Pictured is Andrea Graham cutting the ribbon along with Jennifer Stephenson, Chamber Chairperson,  Mayor Bruce Davis, Councilman Leroy Rising and staff and family members.

Gentiva Hospice cuts the ribbon

The Lumberton Area Chamber of Commerce sponsored a ribbon cutting for Gentiva Hospice,  formerly Community Home Care & Hospice.  Gentiva Hospice covers Robeson/Scotland counties.   They offer hospice services in home or at a facility to assist with palliative/end of life care and support for the family or caregiver. They also have hospice nurses 24/7, social work, chaplain, volunteers and offer bereavement services.  The local office is managed by Connie Krist and Is located at 4850 Suite C, Fayetteville Road in Lumberton.  Give them a call at 910-618-9866.  Pictured is Connie Krist cutting the ribbon along with staff, City Councilman Leroy Rising and Chamber Past Chair Linda Branch.

Sea Glow Mini Golf and Arcade is open for business The ribbon was cut recently for Sea Glow Mini Golf and Arcade. This is a family-owned business that is looking to provide families and children entertainment in a safe environment. The business is located 3561 Lackey Street in Lumberton and is owned by Clint and Meredith Edwards. Sea Glow is an indoors blacklight mini golf with an arcade with numerous games the entire family will love. This is a great place to be and weather is not a deterrent. Business hours are Thursday & Friday 4 pm – 9 pm and Saturday and Sunday 1 pm – 9 pm. Hours will vary during school breaks. Book your next Church trip, birthday party, school outing, family reunion or team building events now. Meredith can be reached at 910-887-2211. Pictured L to R front row City Councilman Leroy Rising, Meredith Edwards, Madison Edwards, Clint Edwards, Conner Edwards, City Councilman Eric Chavis and Chamber Chair -Elect Debbie Branyon, Back row is Joyce and Terry Lewis.

I Fit Out, LLC cuts the ribbon The Lumberton Area Chamber of Commerce sponsored a ribbon cutting for I Fit Out, LLC. The business is Evette and James Smith. I Fit Out connects clients with educational resources, housing and career opportunities.. They also offer Peer support and have outpatient therapy and substance abuse classes The business is located at 511 MLK, Jr. Drive in Lumberton. Office hours are Monday -Thursday 8:30 -5 pm and Friday 8:30 until 1 pm. If you have any of these needs please call them and schedule an appointment at 910- 370-0018. Pictured is Evette and James cutting the ribbon staff and friends and also City Councilmen John Cantey, Leroy Rising, Owen Thomas and Chris Howard. Also pictured is Assistant County Manager Jason King and Chamber Chair Jennifer Stephenson.

Chamber Happenings!

News

Chamber News

Ribbon Cutting

Sea Glow Attractions, LLC

Tuesday, March 7th 10 am

3561 Lackey Street, Lumberton

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St. Patty’s Day Mixer

Thursday, March 16th 5 pm to 7 pm

First Bank

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Lumberton Chamber Golf Classic

Thursday, May 25th

Pine Crest Golf Club

__________________________________________________________

Robesonian/Chamber NEEDS you!!

The Robesonian needs advertisers for our Chamber

newsletter at $115.00 a month. The newsletter is inserted in Robesonian, Robesonian online, Chamber website and on fb. Please consider this option for your advertising needs.

____________________________________________

Check out our website lumbertonchamber.com,

Lumberton Area Chamber of Commerce

FB page and the FB page Trending in Robeson.

______________________________________________________________

Community Events

Lucky Duck Derby

Saturday, March 4th 10:15 at Rumba on the Lumber

301 N. Water Street on the Riverwalk

$2500.00 Cash prize

Contact United Way at 739-4249

Proceeds benefit Dolly Parton’s Imagination Library

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Rumba on the Lumber

March 3-4, 2023

Fast Races, Hot chili, Food Trucks and loads of Fun!

Downtown Lumberton

www.rumbaonthelumber.com

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Carolina Civic Center Historic Theater

will host its Ninth Annual

My Time to Shine Talent Competition

Saturday, March 18th at 7 pm

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Robeson County Humane Society presents

20th Annual John P. Williamson

Memorial Golf Tournament

Saturday, March 25, 2023

Pine Crest Country Club

For more information call Donnie Douglas 910-374-9317

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Entertainment

Carolina Civic Center Historic Theatre www.carolinaciviccenter.com

or call 910-738-4339

Givens Performing Arts Center www.uncp.edu/gpac

or call 910-521-6361

Southeastern NC Ag Center-Home /Facebook

NCDA&CS Markets Division-Southeastern NC Ag Center-Events Calendar (ncagr.gov) or call 910-348-6140

NC Cooperative Extension Classes and Events- robeson.ces.ncsu.edu

Cindy S. Kern

Lumberton Area Chamber of Commerce

Lumbertonchamber.com

910-739-4750

Gala Photos!

News

The Ribbon is Cut!

News

 The Health & Wellness Center of Lumberton held a ribbon cutting recently sponsored by The Lumberton Area Chamber of Commerce.  The business  is owned and operated by Ann Marie Hunt, DNP, FNP-C.  The office offers Primary Care, Preventive Medicine, Physicals, Medicare Wellness Exam, Weight Loss Management and Hormone Therapy.  The Health & Wellness Center is located at 581 Farrington Street in Lumberton and can be reached at 910-593-6267.  The office hours are Monday, Wednesday and Thursday 8 am to 5 pm Tuesday 8 am to 7 pm and Friday 8 am to 12 pm.

Pictured is Ann Marie Hunt cutting the ribbon along with her Mother, Susan Schoolfield and husband Mitchell Hunt, staff, Chamber Chair- Elect Debbie Branyon, Mayor Bruce Davis and City Councilman Leroy Rising.

Open Hearts Healthcare, LLC

News

Open Hearts Healthcare, LLC  celebrated with a ribbon cutting ceremony sponsored by The Lumberton Area Chamber of Commerce.  Andrea Graham was joined by members of her staff, Chamber ambassadors and Board members as well as City officials as she cut the ribbon.  Open Hearts offers in-home care for patients with special needs and the elderly.  Graham has over 15 years of experience in the health care field. 

The office is located 2006 N. Pine Street in Lumberton and can be reached at 910-370-0274.  Their office hours are Monday-Friday 8 am to 5 pm.

Pictured is Andrea Graham cutting the ribbon along with Jennifer Stephenson, Chamber Chairperson,  Mayor Bruce Davis, Councilman Leroy Rising and staff and family members.

Arts on Elm

News

La Patrona Bar & Grill has cut the ribbon

News

The Lumberton Area Chamber of Commerce held a  ribbon recently  for La Patrona Bar & Grill.  The restaurant is located at 2950 West 5^th Street in Lumberton.  La Patrona is owned by Krystal & Jose Hernandez.  The hours of operation are 11 am – 11 pm

7 days a week.  The management invites everyone to come dine with them.   

The ribbon is cut at Critchfield’s Grill

News

The Lumberton Area Chamber of Commerce recently sponsored a ribbon cutting for Critchfield’s Grill located at 1810 N. Pine Street, Lumberton.  The restaurant is owned by Eleanor and Casper Critchfield.  The restaurant is open Monday-Thursday 11 am – 9 pm and Friday and Saturday 7 am-9 pm. 

The restaurant offers a variety of items and take out as well.  They can be reached at 910-536-1818.  Pictured is Eleanor Critchfield cutting the ribbon along with her husband Casper and daughter Meadow.  Also pictured is Linda Branch, Past Chamber Chair, Mayor Bruce Davis, City Councilman John Carroll, Eric Chavis, Leroy Rising and Owen Thomas.

Rumba Time!

News

Chamber Happenings!

News

Chamber News

Ribbon Cuttings

The Lumberton Health & Wellness Center of Lumberton

581 Farringdom Street, Lumberton

Tuesday, February 7th at 10 am

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Open Hearts Health Care, LLC

2006 N. Pine Street, Lumberton

Wednesday, February 8th at 10:30 am

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Klassic Korner Event Center

1985-A North Roberts Avenue, Lumberton

Friday, February 10th at 10am

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Fit Tuesday Mixer

February 28th Adelio’s Restaurant

Sponsored by

Lumberton Area Chamber of Commerce

& The Robeson Road Runners

______________________________________________________________

Robesonian/Chamber NEEDS you!!

The Robesonian needs advertisers for our Chamber

newsletter at $115.00 a month. The newsletter is inserted in Robesonian, Robesonian online, Chamber website and on fb. Please consider this option for your advertising needs.

____________________________________________

Check out our website lumbertonchamber.com,

Lumberton Area Chamber of Commerce

FB page and the FB page Trending in Robeson.

______________________________________________________________

Community Events

American Pickers are returning to NC

and are looking for rare finds!!

Contact American pickers@cineflix.com or call 646-493-2184

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RCC Foundation will be hosting “Ladies Night Out”.

February 2nd, 2023 5:00 pm – 10:00 pm

Craft/Food vendors, Light refreshments, door prizes & more….

For more information call 910-272-3235

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Robeson Road Runners present Cupid Shuffle

5k and 1k miler

Free Community Event!

Saturday, February 11, 2023 8:00 AM

Meet at Downtown Lumberton Pocket Park

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Mardi Gras

At The Museum

Saturday, February 18, 2023 1-3 PM

Exploration Station

For more information call 910-738-1114

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Robeson County Shrine Club

40th Annual Valentine Dance

Saturday, February 11th 8:00 pm – 12:00 am

Southeastern Agricultural Center, Lumberton

For more information call 910-733-1860

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Rumba on the Lumber

March 3-4, 2023

Downtown Lumberton

____________________________________________

20th Annual John P. Williamson

Memorial Golf Tournament

Saturday, March 25, 2023

Pine Crest Country Club

For more information call Donnie Douglas 910-374-9317

_________________________________________

Entertainment

Carolina Civic Center Historic Theatre www.carolinaciviccenter.com

or call 910-738-4339

Givens Performing Arts Center www.uncp.edu/gpac

or call 910-521-6361

Southeastern NC Ag Center-Home /Facebook

NCDA&CS Markets Division-Southeastern NC Ag Center-Events Calendar (ncagr.gov) or call 910-348-6140

NC Cooperative Extension Classes and Events- robeson.ces.ncsu.edu

Cindy S. Kern

Lumberton Area Chamber of Commerce

Lumbertonchamber.com

910-739-4750

Volunteer of the Year

News

Suzanne Abbott, owner of Abbott Insurance Services, LLC was presented
Volunteer of the Year for 2021 and 2022 at the Chamber Gala. Suzanne is
very instrumental in promoting many of the Chamber events. She serves as
chair of the Finance committee for the Chamber Golf Classic and The
Lumberton Christmas Parade. Pictured L to R are John Franklin, Cindy S.
Kern, Executive Director and Suzanne Abbott, Agent/Owner of Abbott Insurance
Services, LLC.

The Gavel is Passed!

News

The Gavel is Passed...

The gavel was passed on January 27th  at The Lumberton Area Chamber of
Commerce Gala.  John Franklin of Flo-Tite, Inc.,/Max-Seal passed the gavel
to Jennifer Stephenson owner of Speech Pathology Services of Robeson, Inc.
The Gala was held at Adelio's Ristorante in Lumberton with over 200 in
attendance.  Guests enjoyed cocktails, a delicious cocktail buffet and a
night of dancing to the music of Gary Lowder & Smokin' Hot.  Pictured L to R
are Jennifer Stephenson, John Franklin and Cindy S. Kern Executive Director.

Chamber Happenings!

News

US Small Business Admin Facts – Disaster Loans

News

FACT SHEET – DISASTER LOANS
SOUTH CAROLINA Declaration 17711 & 17712
(Disaster: SC-00081)
Incident: HURRICANE IAN
occurring: September 25, 2022 through October 4, 2022
in the South Carolina counties of: Charleston, Georgetown, and Horry; for economic injury only in the contiguous
South Carolina counties of: Berkeley, Colleton, Dillon, Dorchester, Marion, and Williamsburg; and for economic
injury only in the contiguous North Carolina counties of: Brunswick, Columbus, and Robeson.
Application Filing Deadlines:
Physical Damage: January 20, 2023 Economic Injury: August 21, 2023
If you are located in a declared disaster area, you may be eligible for financial assistance from the U. S. Small Business Administration (SBA).
What Types of Disaster Loans are Available?
• Business Physical Disaster Loans – Loans to businesses to repair or replace disaster-damaged property owned by the business,
including real estate, inventories, supplies, machinery and equipment. Businesses of any size are eligible. Private, non-profit
organizations such as charities, churches, private universities, etc., are also eligible.
• Economic Injury Disaster Loans (EIDL) – Working capital loans to help small businesses, small agricultural cooperatives, small
businesses engaged in aquaculture, and most private, non-profit organizations of all sizes meet their ordinary and necessary
financial obligations that cannot be met as a direct result of the disaster. These loans are intended to assist through the disaster
recovery period.
• Home Disaster Loans – Loans to homeowners or renters to repair or replace disaster-damaged real estate and personal
property, including automobiles.
What are the Credit Requirements?
• Credit History – Applicants must have a credit history acceptable to SBA.
• Repayment – Applicants must show the ability to repay all loans.
• Collateral – Collateral is required for physical loss loans over $25,000 and all EIDL loans over $25,000. SBA takes real estate
as collateral when it is available. SBA will not decline a loan for lack of collateral, but requires you to pledge what is available.
What are the Interest Rates?
By law, the interest rates depend on whether each applicant has Credit Available Elsewhere. An applicant does not have Credit Available
Elsewhere when SBA determines the applicant does not have sufficient funds or other resources, or the ability to borrow from non-
government sources, to provide for its own disaster recovery. An applicant, which SBA determines to have the ability to provide for his
or her own recovery is deemed to have Credit Available Elsewhere. Interest rates are fixed for the term of the loan. The interest rates
applicable for this disaster are:
Loan Types No Credit Available
Elsewhere
Credit Available
Elsewhere
Home Loans 2.188% 4.375%
Business Loans 3.040% 6.080%
Non-Profit Organizations 1.875% 1.875%
Economic Injury Loans
Loan Types No Credit Available
Elsewhere
Credit Available
Elsewhere
Businesses & Small Agricultural Cooperatives 3.040% N/A
Non-Profit Organizations 1.875% N/A
What are Loan Terms?
The law authorizes loan terms up to a maximum of 30 years. However, the law restricts businesses with credit available elsewhere to a
maximum 7-year term. SBA sets the installment payment amount and corresponding maturity based upon each borrower’s ability to
repay.

Date: 11/21/2022
What are the Loan Amount Limits?
• Business Loans – The law limits business loans to $2,000,000 for the repair or replacement of real estate, inventories, machinery,
equipment and all other physical losses. Subject to this maximum, loan amounts cannot exceed the verified uninsured disaster
loss.
• Economic Injury Disaster Loans (EIDL) – The law limits EIDLs to $2,000,000 for alleviating economic injury caused by the
disaster. The actual amount of each loan is limited to the economic injury determined by SBA, less business interruption
insurance and other recoveries up to the administrative lending limit. EIDL assistance is available only to entities and their
owners who cannot provide for their own recovery from non-government sources, as determined by the U.S. Small Business
Administration.
• Business Loan Ceiling – The $2,000,000 statutory limit for business loans applies to the combination of physical, economic
injury, mitigation and refinancing, and applies to all disaster loans to a business and its affiliates for each disaster. If a business
is a major source of employment, SBA has the authority to waive the $2,000,000 statutory limit.
• Home Loans – SBA regulations limit home loans to $200,000 for the repair or replacement of real estate and $40,000 to repair
or replace personal property. Subject to these maximums, loan amounts cannot exceed the verified uninsured disaster loss.
What Restrictions are there on Loan Eligibility?
• Uninsured Losses – Only uninsured or otherwise uncompensated disaster losses are eligible. Any insurance proceeds which
are required to be applied against outstanding mortgages are not available to fund disaster repairs and do not reduce loan
eligibility. However, any insurance proceeds voluntarily applied to any outstanding mortgages do reduce loan eligibility.
• Ineligible Property – Secondary homes, personal pleasure boats, airplanes, recreational vehicles and similar property are not
eligible, unless used for business purposes. Property such as antiques and collections are eligible only to the extent of their
functional value. Amounts for landscaping, swimming pools, etc., are limited.
• Noncompliance – Applicants who have not complied with the terms of previous SBA loans may not be eligible. This includes
borrowers who did not maintain flood and/or hazard insurance on previous SBA loans.
Note: Loan applicants should check with agencies / organizations administering any grant or other assistance program under this
declaration to determine how an approval of SBA disaster loan might affect their eligibility.
Is There Help with Funding Mitigation Improvements?
If your loan application is approved, you may be eligible for additional funds to cover the cost of improvements that will protect your
property against future damage. Examples of improvements include retaining walls, seawalls, sump pumps, etc. Mitigation loan money
would be in addition to the amount of the approved loan, but may not exceed 20 percent of total amount of physical damage to real
property, including leasehold improvements, and personal property as verified by SBA to a maximum of $200,000 for home loans. It is
not necessary for the description of improvements and cost estimates to be submitted with the application. SBA approval of the mitigating
measures will be required before any loan increase.
Is There Help Available for Refinancing?
• SBA can refinance all or part of prior mortgages that are evidenced by a recorded lien, when the applicant (1) does not have
credit available elsewhere, (2) has suffered substantial uncompensated disaster damage (40 percent or more of the value of the
property or 50% or more of the value of the structure), and (3) intends to repair the damage.
• Businesses – Business owners may be eligible for the refinancing of existing mortgages or liens on real estate, machinery and
equipment, up to the amount of the loan for the repair or replacement of real estate, machinery, and equipment.
• Homes – Homeowners may be eligible for the refinancing of existing liens or mortgages on homes, up to the amount of the loan
for real estate repair or replacement.
What if I Decide to Relocate?
You may use your SBA disaster loan to relocate. The amount of the relocation loan depends on whether you relocate voluntarily or
involuntarily. If you are interested in relocation, an SBA representative can provide you with more details on your specific situation.
Are There Insurance Requirements for Loans?
To protect each borrower and the Agency, SBA may require you to obtain and maintain appropriate insurance. By law, borrowers whose
damaged or collateral property is located in a special flood hazard area must purchase and maintain flood insurance. SBA requires that
flood insurance coverage be the lesser of 1) the total of the disaster loan, 2) the insurable value of the property, or 3) the maximum
insurance available.
Applicants may apply online, receive additional disaster assistance information and download applications at
https://disasterloanassistance.sba.gov/ela. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email
disastercustomerservice@sba.gov for more information on SBA disaster assistance. If you are deaf, hard of hearing, or have a speech
disability, please dial 7-1-1 to access telecommunications relay services. Completed applications should be mailed to U.S. Small
Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.

Merry Christmas!

News

Merry Christmas & Happy New Year from The Lumberton Area Chamber of Commerce Board of Directors & Staff

Remember to shop locally! 

Chamber Happenings!

News

The Lumberton Christmas Parade

Saturday, November 19th, 2022

Applications will be accepted until Monday, November 7th.

Call 910-739-4750

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Please check out our website lumbertonchamber.com,

Lumberton Area Chamber of Commerce

FB page and the FB page Trending in Robeson.

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Community Events

Robeson County History Museum

Petrol and Automobilia A glimpse of America’s Vintage Autos and the stuff that made them go Tuesday and Thursday 10am-12pm and Sundays 2-4 pm and by appt.

101 South Elm Street, Lumberton

Holiday Auction Extravaganza

Thursday, November 17, 2022

6:00 pm until 9:00 pm

Adelio’s Restaurant

Sponsored by Robeson County History Museum

Get your tickets now at the Museum,

by phone 738-7979 or online at robesonhistorymuseum@gmail.com

Tickets $15.00 or $20.00 at the door.

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Veteran’s Day Celebration

Sunday, November 6th at 3:00 p.m.

Wesley Pines Retirement Center

To honor those who have served our country!

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Robeson Art Guild

Finders, Keepers is the current exhibition.

The Guild is open to the public Thursdays 11 am – 4 pm and by appt -109 West 9th Street, Lumberton.

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Kiwanis Pancake Festival

Friday, November 11th-12th

Bill Sapp Center

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UNC Health Southeastern Events

Holiday Fest 12th -20th

Nov.12th Holiday 5K and Cornhole Tourney

Nov. 12-18 Mile Walk

Nov. 19th & 20th Festival of Trees

& Tinsel Town Market

Former JC Penney’s Biggs Park Mall, Lumberton

***For more information call 910-671-5583

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TURKEY TROT

Thursday, November 24, 2022

8:00 a.m.

Downtown Plaza – Lumberton

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Entertainment

Carolina Civic Center Historic Theatre www.carolinaciviccenter.com

or call 910-738-4339

Givens Performing Arts Center www.uncp.edu/gpac

or call 910-521-6361

Southeastern NC Ag Center-Home /Facebook

NCDA&CS Markets Division-Southeastern NC Ag Center-Events Calendar (ncagr.gov) or call 910-348-6140

NC Cooperative Extension Classes and Events- robeson.ces.ncsu.edu

Cindy S. Kern

Lumberton Area Chamber of Commerce

Lumbertonchamber.com

910-739-4750